Equal Housing Lender We do Business in Accordance with Federal Fair Lending Laws

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410

For processing under the Federal Fair Housing Act and to:

National Credit Union Administration
Office of Examination and Insurance
1775 Duke Street
Alexandria, VA 22314

For processing under NCUA Regulations

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
On the basis of race, color, national origin, religion, sex, marital status, or age,
Because income is from public assistance, or
Because a right has been exercised under the Consumer Credit Protection Act.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
National Credit Union Administration
Office of Examination and Insurance
1775 Duke Street
Alexandria, VA 22314

 


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IMPORTANT NOTICE
You must OPT-IN to
Overdraft Protection!

New Federal regulations effective 8/15/2010, require that you must have authorized HUD FCU to pay overdraft on your ATM and VISA Check Card transactions.

If you do not “Opt-in” to authorize us to pay to pay overdrafts for these types of transactions, they will be declined when sufficient funds are not available in your account.

We sent a mailing on the new Opt-in regulations, including the Courtesy Pay Opt-in Form for this overdraft service. Please return the completed form as soon as possible, so that your account is protected from overdrafts.

For example, if you are grocery shopping and you attempt to use your VISA Check Card after August 15th, and you don’t have sufficient funds in your account, your transaction will be declined.

Questions, please do not hesitate to contact us.