Home Equity and Mortgages

1 st Mortgages

Competitive rates Various options: conventional, VA, FHA, adjustable rate and balloon mortgages Call our mortgage partner Credit Union Mortgage Association (CUMA) at 703-425-1204 * 800-231-8855 For more helpful details, visit www.hudfcu.org homepage and click on CU Mortgages.

HUD Federal Credit Unions' Special 2nd Mortgage Loans

Maximum Loan
Rate (APR)
Term (years)
$100,000
6.50%
5
$100,000
7.00%
10
$100,000
7.50%
15

Apply by December 31, 2007 and get a better deal in two ways: As a valuable HUD FCU member, you donÕt have to pay an origination fee (typically 1% of your loan) or application fee (usually $250.00).

Find out how this refinancing program can help you. Call 202-863-2800 option 4 or visit with a Loan Officer today!

Other terms:

  1. All loans are subject to credit and property approval.
  2. lst and 2nd mortgages cannot exceed 90% of the appraised value.
  3. HUD FCU will pay the closing costs (appraisal, title search, legal, recording fees). However, if the member pays off the loan within three (3) years, the member must reimburse HUD FCU for all closing costs.
  4. Rates, terms, and other conditions are subject to change at anytime.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

HUD FCUÕs HOME Equity Line of Credit--- the MembersÕ Popular Choice Apply only once


CONGRATULATIONS 2010 Essay Writing Winners !

Kelly Harrod, Brandon Oliver and Eliana Eitches received $1,000, $750, $500 checks, respectively, to help with tuition/school expenses. HUD FCU is happy to help! Best of luck!

HUD FEDERAL CREDIT UNION Members and members-to-be

9.90% APR VISA Credit Card
Your Ògo anywhere,
do anything worthwhileÓ card.

Click Here to Apply!
Competitively real low fixed Ðrate

  • no annual fee
  • no balance transfer fee
  • 25-day grace period on purchases
  • convenient way to build good credit record

(membership eligibility required)

GET THE (New or Used) CAR, VAN, SUV, OR TRUCK YOU NEED EVEN IN THESE TOUGH TIMES---
THRU your Credit Union.
Rates as low as 5.40% APR !
Yes, 72-month term is available for a minimum $20,000 car loan !
Click here for more details.

IMPORTANT NOTICE
You must OPT-IN to
Overdraft Protection!

New Federal regulations effective 8/15/2010, require that you must have authorized HUD FCU to pay overdraft on your ATM and VISA Check Card transactions.

If you do not “Opt-in” to authorize us to pay to pay overdrafts for these types of transactions, they will be declined when sufficient funds are not available in your account.

We sent a mailing on the new Opt-in regulations, including the Courtesy Pay Opt-in Form for this overdraft service. Please return the completed form as soon as possible, so that your account is protected from overdrafts.

For example, if you are grocery shopping and you attempt to use your VISA Check Card after August 15th, and you don’t have sufficient funds in your account, your transaction will be declined.

Questions, please do not hesitate to contact us.