NCUA Insurance Can Reach $1.2 Million!

1. Husband and wife -$600,000
Individual Accounts:  
Husband $100,000
Wife $100,000
Joint Accounts:  
Husband & Wife $200,000
Revocable Trusts Accounts:  
Husband as Trustee for Wife $100,000
Wife as Trustee for Husband $100,000
Total $600,000
2. Husband, wife and two children - $1,200,000  
Individual Accounts:  
Husband $100,000
Wife $100,000
Child Number 1 $100,000
Child Number 2 $100,000
Joint Accounts:  
Husband & Wife $100,000
Husband & Child No. 1 $100,000
Wife & Child No. 2 $100,000
Child No. 1 & Child No. 2 $100,000
Revocable Trusts Accounts:  
Husband as Trustee for Wife $100,000
Husband as Trustee for Child No. 1 $100,000
Husband as Trustee for Child No. 2 $100,000
Wife as Trustee for Husband $100,000
Total $1,200,000
3. Husband, wife and one child - $900,000  
Individual Accounts:  
Husband $100,000
Wife $100,000
Child $100,000
Joint Accounts:  
Husband & Wife $100,000
Husband & Child $100,000
Wife & Child $100,000
Revocable Trusts Accounts:  
Husband as Trustee for Wife $100,000
Husband as Trustee fo Child $100,000
Wife as Trustee for Husband $100,000
Total $900,000
4. Parent and one child - $600,000  
Individual Accounts:  
Parent $100,000
Child $100,000
Joint Accounts:  
Parent & Child $100,000
Revocable Trusts Accounts:  
Parent as Trustee for Child $100,000
Child as Trustee for Parent $100,000
Total $600,000
5. Grandfather, grandmother and a grandchild - $900,000  
Individual Accounts:  
Grandfather $100,000
Grandmother $100,000
Grandchild $100,000
Joint Accounts:  
Grandfather & Grandmother $100,000
Grandfather & Grandchild $100,000
Grandmother & Grandchild $100,000
Revocable Trusts Accounts:  
Grandfather as Trustee for Grandmother $100,000
Grandfather as Trustee for Grandchild $100,000
Grandmother as Trustee for Grandfather $100,000
Total $900,000
6. Grandparent and two grandchildren - $800,000  
Individual Accounts:  
Grandparent $100,000
Grandchild No. 1 $100,000
Grandchild No. 2 $100,000
Joint Accounts:  
Grandparent & Grandchild No. 1 $100,000
Grandparent & Grandchild No. 2 $100,000
Grandchild No. 1 & No. 2 $100,000
Revocable Trusts Accounts:  
Grandparent as Trustee for Grandchild No. 1 $100,000
Grandparent as Trustee for Grandchild No. 2 $100,000
Total $800,000

 


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Kelly Harrod, Brandon Oliver and Eliana Eitches received $1,000, $750, $500 checks, respectively, to help with tuition/school expenses. HUD FCU is happy to help! Best of luck!

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