Personal Loans

Personal Line of Credit

Personal Line of Credit

As Low As APR

We encourage all members to apply for a HUD FCU Signature Line of Credit. Once the line of credit is in place, it can protect you from an accidental overdraft of your HUD FCU share draft/checking account. It will serve as an immediate source of funds for emergencies. Your line of credit will be available when you need it. There is no cost for establishing the credit line, and interest charges will only be incurred as the line of credit is used.

A Personal Line of Credit offers the convenience and flexibility to help you meet life’s financial situations. You’ll enjoy easy access to a ready source of funds for recurring expenses, major life events, large or unexpected purchases, and even use it as a source of overdraft protection. Borrow what you need, whenever you need it without having to reapply. Best of all, you pay only on the amount you use.

  • Fixed Rate
  • Credit lines up to $10,000
  • Money is available up to your predetermined limit
  • 60 month term
  • Discounts of up to .50% if you have direct deposit and automatic payment. Or up to 0.25% when payroll deduction and automatic payment.