Support for Federal Employees Impacted by Workforce Reductions

At HUD Federal Credit Union, we know that a reduction in workforce can create financial stress and uncertainty. We’re committed to standing by our members with practical solutions and helpful resources. We are here to help you stay financially secure, protect what matters most, and find peace of mind during this challenging time.

Financial Relief Options

Wealth Management Support

For investment or retirement planning guidance, or if you have a brokerage account with our Wealth Advisor, you can connect directly with:

Momodou Bojang, Senior Wealth Advisor, Axiom Value, LLC
240-863-3688 | mlbojang@axiomvaluellc.com

Financial Education & Counseling

Your financial wellness is important to us. We’ve partnered with BALANCE, a trusted financial education provider, to offer:

• Free access to expertly designed financial education resources
• Confidential, no-cost financial counseling to create a budget, manage spending, and tackle debt
• Guidance through life stage transitions and major financial decisions

Learn more and access BALANCE resources here.

Washington, DC Resources for Federal Employees

Take advantage of local and federal resources available to employees impacted by job loss in the Washington, DC area:

• DC Department of Employment Services (DOES) – Unemployment Insurance (UCFE), job search assistance, resume help, career counseling, American Job Centers.
• DC Public Library – 'Your Path Forward' – Free career development, resume & interview coaching, professional skill building, workshops, financial wellness tools.
• DC Department of Insurance, Securities and Banking (DISB) – Foreclosure prevention mediation, housing counseling, free legal services for those facing default or foreclosure.
• Help for Impacted Federal Workers — DC Arch Center – Lists of services, discounts, legal help, job board, financial planning, and peer resources.
• LawHelp.org/DC – Legal aid, free/low-cost services, training programs, and worker rights guidance.
• Community Services Agency of Metropolitan Washington – Emergency services (food, shelter, utilities, healthcare), housing resources.
• Greater Washington Board of Trade — Resource Guide – Job fairs, transition programs, networking, and regional resource connections.
• Citywide Health Insurance – DC HealthLink – Health insurance options for those losing employer-based coverage.

Resources and Support for Furloughed Federal Government Employees

With the partial government shutdown affecting up to 285,000 people (according to an estimate of affected federal and contract workers provided by the Metropolitan Washington Council of Governments) in the DMV region alone, many of you have asked how you can help our neighbors who may be impacted or what resources are available to Federal Government employees or contractors in need of assistance. Several companies and local organizations have made resources available to local residents whose livelihoods may be affected, and we have compiled many of these resources into the list below.

If you are in a position to help our neighbors who may struggle to meet critical needs for food or other financial assistance during this period of uncertainty, please consider giving to our Resilience Fund. The shutdown is occurring during one of the driest seasons of giving, which puts an even greater strain on our nonprofit partners who are providing assistance to our neighbors in need. The Resilience Fund, with a mission to respond to changes in federal policy that negatively impact the most vulnerable in our communities, has set aside $50,000 in funding to help local nonprofits address the most critical needs. With your support, these organizations can increase capacity to do more during this time of uncertainty for our friends, families, and neighbors.

Utilities

• Pepco’s Low-Income Home Energy Assistance Program (LIHEAP) / Maryland Energy Assistance Program (MEAP)
  Provides assistance to low-income customers with their home heating bills. Maryland residents can call 1-800-352-1446 or visit the Office of Home Energy Programs website. DC residents can call 311 or visit this DC energy assistance page. Pepco is also offering deferred payment plans and other assistance programs — see DC info here and Maryland info here.
• Washington Gas
  Offering DC, Maryland, and Virginia residents flexible payment options for federal workers, including deferred payments and ways to spread the cost of winter heating. Contact customer service at 1-844-WASHGAS. Washington Gas also offers assistance through the Washington Area Fuel Fund Partnership (administered by the Salvation Army), providing up to $500 once a year for those facing disconnection.
• DC Water
  DC Water will assist furloughed government employees by offering flexible payment options and connecting customers with available programs. Call 202-354-3600 or visit dcwater.com/customer-assistance. WSSC (serving Montgomery and Prince George’s counties) will waive late fees and work with customers to establish convenient payment plans.
• Greater Washington Urban League
  Provides up to $500 in assistance to families needing help with electric and gas bills. For more information, call 202-265-8200 or visit gwul.org.
• T-Mobile and Verizon
  Both companies have announced flexible payment plan assistance for impacted customers. Contact each company directly for details.