Regular Share Savings

An initial deposit of $5.00 in your Regular Share Savings account is required and represents your "ownership share" in the credit union.

Your "ownership share" allows you to have input in how the credit union is run, as well as, entitles you to run and participate on the Board of Directors who are in charge of the credit union’s operations.

Your HUDFCU Regular Share Savings Account is the cornerstone of your relationship with HUDFCU. Every member is required to have a Regular Share Savings Account as it represents your "ownership share" in the credit union.

Learn more about features and benefits

  No Monthly Fees

We don't like monthly fees either. That's why you'll never pay one at HUDFCU

  Low Minimum Balance Requirement

You must maintain a $5.00 balance in your Regular Savings Account as it represents your "ownership share" in the credit union.

  Online & Mobile Banking

Free, secure digital banking access is available to you 24/7/365 via Online Banking and Mobile Banking.

  Free Bill Pay & e-statements

Our digital banking has a number of features to make your life easier. Access your statements securely online with e-statements. A checking account is also required with a savings account to conveniently pay any business or person from online banking with our free Bill Pay service.

30,000+ Surcharge-Free ATMs

Savings accounts may be used with an ATM card to withdraw from an ATM, but purchases are debited through your checking account.

Access money surcharge free at locations you already visit like 7-Elevens and Rite Aids. Use our locator service to find the nearest surcharge free ATMs to you.

5,000+ Shared Branches

Make cash deposits or access teller services nationwide. Use our locator service to find the nearest shared branch.

To open an account, you must be a member of HUDFCU. Establishing your membership is easy – just open a regular share savings account. See if you’re eligible for membership. For additional information or assistance, please call us at 202-863-2800 ext 3.