Guiding You Through Your Most Important Purchase and Refinance

Couple making home repairs


Mortgage Loan

Owning a home is part of the American dream, and we want to help make that dream come true for you!

As your Credit Union, it’s our job to help you find the best mortgage and get the most competitive rate. Thus, we’ve partnered with Credit Union Mortgage Association (CUMA), a full-service mortgage company that services Credit Unions and their members Nationwide.

Whether this is your first time buying a home or you’ve been through the purchasing process before, we’ll do everything we can to make it easy and understandable for you. If you already own a home, we may be able to help you refinance it at a better rate or use mortgage refinancing to consolidate all of your debts. HUDFCU offers:

  • Competitive rates
  • Terms up to 30 years (depending on loan type)
  • Easy online application and prequalification
  • Fast decisioning

First Time Home Buyer

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Loan Programs

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Home Mortgage Disclosure Act Statement

The HMDA data about our residential mortgage lending is available online for review. The data show the geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions is also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site at