Reward Programs


Loyalty Rewards Program

As a way to thank our members for their continued membership in the credit Union, our President and CEO created this program in your honor. This is our way show our gratitude and saying thank you for bringing us to where we are today. Our loyalty rewards members are celebrated based on their length of membership. That length of membership is broken down between different divisions as shown below. As a member of our Loyalty Reward's Program's, you are entitled to the following rewards, plus a very "rewarding" cash bonus!

Gold: 25 Years

Gold Logo

0.25% Discount/Bonus

Silver: 15 Years

Silver Logo

0.15% Discount/Bonus

Bronze: 5 Years

Bronze Logo

0.05% Discount/Bonus

Discount and Bonus Information

Loan Rate Discount (Transferable)

Discount can be applied to these HUDFCU consumer loans: Personal Loan, Auto Loan and Home Equity Loan. APR= Annual Percentage Rate. New loans only; not available on existing HUDFCU loans. $5,000 minimum loan amount. Loans are subject to credit approval.

Certificate of Deposit Dividend Rate Bonus (Transferable)

Bonus can be added to one Share Certificate dividend rate, based on term selected by member. APY= Annual Percentage Yield. Applies to new Share Certificate only. $5,000 minimum balance, $100,000 maximum balance. Includes IRAs.

Money Market Share Account Dividend Rate Bonus (Not Transferable)

Increase will be applied to current rate on Money Market Share Account. APY= Annual Percentage Yield. $5,000 minimum balance, $100,000 maximum balance.

'Rush' Debit Card for Checking Account (Not Transferable)

Open a HUDFCU Checking Account and receive a debit card on a rush basis at no additional fee. One "rush" debit card per account.

Taking advantage of your Loyalty Rewards just got easier: Quarterly we will send reminder emails highlighting this program. Members are encouraged to speak with a Member Service Representative or Loan Officer to confirm years of loyalty and participate in the program. To transfer or gift your rewards, just let us know who the current or applicant is and we will take care of the rest. Please refer to our ELIGIBILITY section to confirm who can join.

CASH BONUS! Helping others enjoy HUDFCU benefits is rewarding for the Credit Union and you too! Gift one or both transferable loyal benefits to an eligible current or new member and receive a $25 BONUS! $25 bonus will be deposited into referring member's account when the transferred benefit is used and verified. Limit one $25 bonus per member.