Rates

Special Promotions

Limited Time Quick Cash Loan

Borrow $1,000 at 8.9% APR with no credit check

Certificate (CD) Rates

Offered Rates APY* 6 Month 12 Month 24 Month 36 Month 48 Month 60 Month
$1,000-$10,000 0.85% 1.55% 2.05% 2.75% 2.85% 2.95%
$10,001-$50,000 0.95% 1.75% 2.25% 2.75% 2.90% 3.10%
$50,000 or over 1.15% 1.90% 2.35% 2.75% 3.00% 3.25%

*APY = Annual Percentage Yield Minimum opening deposit of $1,000 Dividends credited quarterly Additional deposit not allowed Withdrawal allowed – with penalty Renewable automatically Builder CD Rate is .75% for one year

Dividend Rates

Account Type Rate APY*
Regular Shares (Savings) 0.05% 0.05%
Prime Time Share Draft (Prime Time Checking) 0.05% 0.05%
Club Savings 0.05% 0.05%
Regular IRA 0.10% 0.10%
Roth IRA 0.10% 0.10%

*APY = Annual Percentage Yield

Money Market Share Account

Balance Rate APY*
$2,500-$24,999 0.75% 0.75%
$25,000-$49,999 0.85% 0.85%
$50,000-$99,999 0.95% 0.95%
$100,000 or over 1.10% 1.10%

*APY = Annual Percentage Yield

IRA Certificate (CD) Rates

Offered Rates APY* 6 Month 12 Month 24 Month 36 Month 48 Month 60 Month
$5,000-$10,000 0.75% 1.56% 2.47% 2.73% 2.78% 2.98%
$10,001-$50,000 0.85% 1.86% 2.47% 2.73% 2.83% 3.13%
$50,000 or over 0.95% 2.01% 2.47% 2.73% 2.98% 3.34%

*APY = Annual Percentage Yield Fees could reduce earnings Rates are subject to change without notice

Loans

Account Type As Low As APR*
Auto Loans 1.99%
Credit Cards 9.90%
1st Mortgage Click here for rates
Home Equity Loan 3.99% (Try our new Home Equity Rebate Program! Click here for more details!)
Home Equity Line of Credit 5.00%† (Try our new Home Equity Rebate Program! Click here for more details!)
Signature Loan 11.00%
Limited Time Quick Cash Loan 8.90%
Personal Line of Credit 11.99%
Share Secured Loan Share Rate + 3.00%
Debt Consolidation 11.00%

*APR = Annual Percentage Rates Starting rates are available to the most qualified applicants Rates are subject to change without notice Rates and terms may vary and are subject to change at any time and without notice. A $15,000 auto loan at 1.99% for 36 months would have monthly payments of $429.57.
† Indicates variable rate