Protecting Yourself Against Fraud & Identity Theft

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Your Guide to Fraud Prevention

At HUD Federal Credit Union, your security is our top priority. Fraud can take many forms — from lost or stolen payment cards to phishing attempts — and knowing how to protect yourself is essential. This page offers guidance, resources, and important information to help you safeguard your personal and financial information.

Fraud Prevention Resources

Recognizing and Reporting Fraud

Fraud can appear in many forms, including lost or stolen payment cards, suspicious emails or calls, and phishing attempts. Recognizing signs of fraud — such as unusual account activity or unexpected requests for personal information — is critical. Prompt reporting of suspicious activity is an important step in protecting your finances.

Understanding Victim Support Resources

If fraud is suspected, a variety of support resources can help. These resources may include information about reporting fraud, steps to protect your identity, and access to legal or advocacy organizations. Many resources also offer tools to help assess whether your personal information has been compromised.

Preventative Measures

Taking preventative measures is a powerful way to reduce your risk of fraud. This includes securing personal information, monitoring your accounts regularly, and utilizing tools such as credit freezes or alerts. Staying informed and proactive is key to safeguarding your identity and financial well-being.

Steps After a Fraud Incident

Acting quickly after detecting or suspecting fraud can minimize its impact. This may involve reviewing accounts for unusual activity, changing passwords or account credentials, and consulting trusted resources. Understanding the next steps ensures you can respond effectively and strengthen your security.

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