Your Money is Safe and Secure at HUD Federal Credit Union
Your Money is Safe with HUDFCU
At HUD Federal Credit Union, protecting your hard-earned money is our top priority. We want you to feel confident knowing your savings are secure with us. As a federally insured credit union, all member deposits are backed by the National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration (NCUA), an independent agency of the U.S. government.
This means your deposits are insured up to at least $250,000 per individual depositor, per ownership category. With this protection in place, there is no safer place for your money than with HUD Federal Credit Union.
The NCUA share insurance coverage is backed by the full faith and credit of the United States government—the same guarantee that protects bank deposits through the FDIC.
At HUD Federal Credit Union, your financial well-being is at the heart of everything we do. When you save with us, you’re not only joining a credit union that’s committed to your future, but you’re also ensuring that your money is safe, secure, and protected.
Coverage You Can Count On
| Coverage to $250,000 | Coverage to $500,000 | Coverage to $750,000 | Coverage to $1,000,000 | Coverage to $2,000,000 |
|---|---|---|---|---|
| Individual $250,000 |
Individual $250,000 |
Individual $250,000 |
Individual $250,000 |
Individual $250,000 |
| Joint $250,000 |
Joint $250,000 |
Joint $250,000 |
Joint $250,000 |
|
| Individual Retirement Account $250,000 |
Individual Retirement Account $250,000 |
Individual Retirement Account $250,000 |
||
| Trust Account $250,000 (1 Qualifying Beneficiary) |
Trust Account $1,250,000 (5 Qualifying Beneficiaries) |
NCUA Share Insurance Estimator
The NCUA Share Insurance Estimator allows you to explore how the NCUSIF insures your funds. You can enter an example amount and supporting details to calculate insurance coverage amounts.
Share Insurance Estimator
© 2025 HUD Federal Credit Union. All Rights Reserved. Federally insured by the National Credit Union Administration, a U.S. Government Agency. Deposits insured up to $250,000.
This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS #: 438402